DJ Equipment Finance

APPLY NOW ONLINE 

0% Finance apply online get an instant decision !     

We are pleased to announce we have launched our online 0% finance deals now online. Yes that's right you now can apply for finance from our website and in most cases get an instant decision. We have 4 finance packages on offer across all the brands for DJ equipment and pro sound and lighting including a 12 month interest free deal. 

Finance starts at £350, with a minimum 10% deposit 14.9% APR Representative over 24 months or 36 months.

To qualify for interest free the minimum spend is £400 for 6 months interest free, this is a minimum 10% deposit 0% APR representative.

We also offer a 12 month interest free deal, you need to spend a minimum of £800 for this and pay a minimum deposit  of 20%, 0% APR representative. Please see below for all our finance deals.

Can I buy more than one product on finance 

Items in our store priced above the minimum spend will show finance options or if your looking to buy several items just add them to the shopping cart and providing the shopping cart contains goods to the value of the minimum spend finance will be offered at check out .Please do not hesitate to get in-touch with any questions regards our finance deals.

Here at Phase One DJ store we offer a range of finance plans to help you spread the cost of purchasing DJ equipment . We believe this will help customers gain the professional DJ equipment we offer sale on our online web store.  There is a minimum spend required before our DJ equipment finance offers can be used as a method of payment for purchases. The minimum spend required is £350 and minimum of a 10% deposit. We have several different finance packages available some interest free and others interest bearing. We offer these finance packages across all our range of DJ equipment brands including Pioneer ,Denon ,Numark  to name a few of the brands we offer finance on .  We think at Phase One DJ store been able to offer our customers finance is very important as a lot of our Professional DJ equipment is expensive and finance offers a way for customers  to spread the payments. Customer can choose to apply for finance on our web site buy adding £350 of goods to the shopping cart and the finance option will be offered , just simply select the finance option you want and proceed to apply in most cases you will get an instant decision . Please note to buy DJ/sound/lighting equipment using finance you be  over the age of 18 and be a resident in the uk , during the application process you will be ask to provide proof of age and id.

 

Our Finance Options:

HOW TO APPLY

There is a minimum spend required before our DJ equipment finance offers can be used as a method of payment for purchases. The minimum spend required is £350.00 and minimum of a 10% deposit.

We offer customers 2 ways of applying for finance , you can apply online or if you wish you can come and apply instore, you will need to bring with you a, form of I.D and a credit or debit card to pay the deposit on . One of our members of staff will be happy to help you with the application process.

We can only consider your application if:

You are 18 or over, and employed at least 16 hours per week

You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies

You are a permanent UK resident and able to supply a UK address history for the last 3 years

Applications from students (unless employed at least 16 hours per week), unemployed and single house persons will not be considered

 

REGULATORY INFORMATION

KLARNA 

We work exclusively with the Klarna as a lender. We act as credit broker and not a lender

Klarna is regulated by the Financial Conduct Authority . Registered Address: Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431.

 Registered at Companies House Number FC035870

Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply. A minimum spend of £350 and minimum 10% deposit is required for finance purchases.

 
FREQUENTLY ASKED QUESTIONS
 
WHAT ARE THE REQUIREMENTS FOR FINANCE?

• You must be a permanent UK resident and able to supply 3 years address history.
• Employment or retired and receive a gross annual income of at least £10,000.
• Have a good credit history and own a debit or credit card.
• You must have a UK bank account capable of accepting Direct Debits.
• The goods must be delivered to your home address and the deposit must be paid using a credit or debit card.
 
CAN I CANCEL MY CREDIT AGREEMENT IF I CHANGE MY MIND?

You have the right under section 66A of the Consumer Credit Act 1974 to withdraw from the agreement without giving any reason before the end of 14 days (beginning with the day after the day on which the agreement is made or, if later, the date on which we will tell you that we have signed the agreement). If you wish to withdraw you must give the finance company notice in writing or by telephone or email. The name of your finance company will be clearly shown on your credit agreement (see contact details below). Please note that if you do give notice of withdrawal, you must repay the full amount of the credit without delay and in any event by no later than 30 days after giving notice of withdrawal. If you want to settle the loan after the 14 days cooling off period, you may do so but you will also have to pay interest accrued from the date the agreement was made until the date you repay it. If you wish to pay by debit card please telephone the finance company. If you wish to pay by cheque please send it by first class post to the finance company. Please allow 10 working days from the day you post the cheque to allow time to process the payment.
 
WILL THE FINANCE COMPANY PERFORM A CREDIT CHECK?
 
Yes. A credit check forms part of the automated decision making process.
 
DO I NEED A BANK ACCOUNT?

Yes. You must have a UK bank account capable of accepting Direct Debits.
 
DO I NEED TO PAY A DEPOSIT?

Yes. If your credit application is accepted, you will be required to pay a deposit online, using a credit or debit card. The amount of the deposit is shown in the credit summary (displayed on the top left hand side of the screen throughout the credit application form) and on the credit agreement itself.
 
HOW DO I REPAY THE LOAN?

Your monthly repayments are collected by Direct Debit.
 
CAN I PAY MY AGREEMENT OFF EARLY?

You have the right to repay all or part of the credit early at any time – you should contact Klarna. for details by phone, e-mail or letter at the following;
 
KLARNA.
 
33 Cavendish Square London W1G 0PW UNITED KINGDOM
 
Telephone: 0800 151 2638